Affordable prices are only the start. We result in the buying that is entire easier.

Affordable prices are only the start. We result in the buying that is entire easier.

  • House
  • Automobile Financing

Your car loan needs covered

Prices as little as

Enjoy incredibly competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will discover the automobile you would like at a fantastic cost. Begin right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re payments.

Brand New Car Finance

Flexible terms, as much as 125per cent funding

  • New car loans interest rates as little as 3.14per cent APR
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Enjoy a potential price decrease through LevelUp

Free member advantage: We’ll find your car or truck and negotiate a fantastic cost

Used Car Loan

Versatile choices to fit your requirements

  • Car or truck loan prices only 3.39per cent APR
  • Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, private celebration, and on occasion even purchase down a rent
  • Like a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a price that is great

Car Loan Refinancing

Save very well your car or truck re payments or interest

  • Car finance refinancing rates as little as 3.14per cent APR
  • Reduce your interest price or loan terms to raised work for you
  • Reduce your payment and free up money for any other costs
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • Utilize the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value

Finance Calculator

just just How car that is much I manage?

Our markers of success


„I’m back at my 3rd Patelco car finance and I also would not start thinking about anyone that is trying. The consumer solutions is amazing!“


„I happened to be assisted with a car loan and buy distribution. It absolutely was the experience that is best – We never ever knew it existed.“


„we desperately required a brand new vehicle, but had small cash to place straight down. Patelco never ever hesitated to aid me personally.“

Shop the method you desire

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists discover the automobile you want and negotiate a fantastic cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to look, finance and shop your ca r all in one single destination.

You are invited to your vehicle purchase

Join us for the future vehicle purchase February 15 – 17 and get unique user prices.

Safeguard your new r >

Professional agents will discover you the proper insurance coverage and security solutions during the most useful cost.

Comprehensive Auto Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Assured Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web web page will lead you to keep the Patelco Credit Union internet site. Although Patelco works closely with several lovers, third-party internet web web sites can offer a privacy that is different and amount of protection. Please consult the internet site’s online privacy policy for extra information. Patelco Credit Union doesn’t represent the operator legally with this web web web site or perhaps the Patelco user, if the two come into a deal. We have been additionally perhaps perhaps maybe not legally accountable for accessibility, viewpoints, items, or solutions offered or expressed on the website you might be planning to visit.

1. APR (Annual Portion Price). Car prices only 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a variety of base prices and discounts that rely on factors such as for example credit score, loan term, Patelco loan and account balances, system designation and automobile age. Lowest rate quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real rates are disclosed to approved candidates on paper just before loan consummation and will be up to 11.89per cent APR. To find out more about prices, terms and available discounts, call 800.358.8228, see, or see any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14% APR for 48 months.

2. Insurance coverage items are maybe not deposits of Patelco Credit Union and generally are perhaps not insured because of the NCUA. They may not be assured by Patelco Credit Union and might be at the mercy of danger. Any insurance needed as a disorder of an expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and may even be bought from a realtor or an insurance coverage business associated with the user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage items made available from Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints can be filed aided by the Ca Department of Insurance, .

3. APR (Annual Portion Rate). 1.00% off present Patelco Credit Union price having a maximum loan term of 60 months. Present price shall differ according to credit history and terms. Funding for qualified Patelco Credit Union users. Offer legitimate just on Enterprise vehicle product product product Sales cars bought from 11/1/2018 – 12/31/2020. This offer can not be along with just about any offer apart from those placed in this ad.